Michael A. Ducore, ChFC, CLU, MSFS

Michael A. Ducore, ChFC, CLU, MSFS

Director of Advanced Planning
Retirement Planning Specialist


Mike currently runs his own estate and financial planning practice and is the Director of Advanced Planning for the Atlantic Branch of AXA Advisors in Woodbridge, New Jersey.

He graduated from The College of Insurance with a degree in Actuarial Science in 1980. Through the American College he earned his Chartered Life Underwriter (CLU) professional designation in 1981, his Chartered Financial Consultant (ChFC) professional designation in 1982, and his Master of Science in Financial Services (MSFS) degree in 1994. Additionally, he has been an AXA/Equitable Bronze Eagle, Summit, Circle of Excellence and Centurion producer, has attained AXA/Equitable's prestigious Hallmark IV and Distinguished Service Awards, is a member of AXA/Equitable Life’s Hall of Fame and a past President of the New York City Estate Planning Council.

In March 2007 Mike completed the Wharton School of Business Retirement Planning Program and was given the title of Retirement Planning Specialist by AXA Advisors.

Mike has more than 40 years experience in the financial services industry. He joined Equitable in 1975 as a Management Trainee. He later was a Home Office Advanced Underwriting Consultant focusing on product design, competition and business and estate tax planning.

In 1981 he became an Agency Advanced Underwriter in Brooklyn, New York. In 1984, he helped to form KAP Planning, which grew into a respected and successful estate planning company designing strategies for numerous sophisticated insurance and estate planning situations.

Mike has been a speaker at industry seminars, including the National Law Foundation, NYC Estate Planning Council, NYU Law School and the NJ Society of CPAs. 

Mike lives in Warren, New Jersey, with his wife Cindy and has four daughters, Erica Robin, Julia and Sofia.

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