About Us

Michael A. Ducore, ChFC, CLU, MSFS

Director of Advanced Planning
At Retirement Group Retirement Planning Specialist

Mike currently runs his own estate and financial planning practice and is the Director of Advanced Planning for the Atlantic Branch of AXA Advisors in Woodbridge, New Jersey.

He graduated from The College of Insurance with a degree in Actuarial Science in 1980. Through the American College he earned his Chartered Life Underwriter (CLU) professional designation in 1981, his Chartered Financial Consultant (ChFC) professional designation in 1982, and his Master of Science in Financial Services (MSFS) degree in 1994. Additionally, he has been an AXA/Equitable Bronze Eagle, Summit, Circle of Excellence and Centurion producer, has attained AXA/Equitable's prestigious Hallmark IV and Distinguished Service Awards, is a member of AXA/Equitable Life’s Hall of Fame and a past President of the New York City Estate Planning Council.

In March 2007 Mike completed the Wharton School of Business Retirement Planning Program and was given the title of Retirement Planning Specialist by AXA Advisors.

Mike has more than 40 years experience in the financial services industry. He joined Equitable in 1975 as a Management Trainee. He later was a Home Office Advanced Underwriting Consultant focusing on product design, competition and business and estate tax planning.



In 1981 he became an Agency Advanced Underwriter in Brooklyn, New York. In 1984, he helped to form KAP Planning, which grew into a respected and successful estate planning company designing strategies for numerous sophisticated insurance and estate planning situations.



Mike has been a speaker at industry seminars, including the National Law Foundation, NYC Estate Planning Council, NYU Law School and the NJ Society of CPAs. 

Mike lives in Warren, New Jersey, with his wife Cindy and has four daughters, Erica Robin, Julia and Sofia.

Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

California Insurance License #: 777275

The Retirement Planning Specialist title is awarded by AXA Advisors, based upon the Financial Professional's (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and AXA Advisors' affiliate, AXA Equitable Life Insurance Company (NY, NY), coursework for the certificate was developed exclusively for AXA Advisors FPs, and the title may be used only by FPs who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact AXA Equitable atretirement@axa-equitable.com. Complaints about an AXA Advisors FP should be directed to customer.relations@axa-equitable.com.

Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Investment advisory products and services offered through AXA Advisors, LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Corporate & Endowment Solutions Inc. is not owned or operated by AXA Advisors or AXA Network.

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