About Us

Michael A. Ducore, ChFC, CLU, MSFS

Director of Advanced Planning
At Retirement Group Retirement Planning Specialist

Mike currently runs his own estate and financial planning practice and is the Director of Advanced Planning for the Atlantic Branch of Equitable Advisors in Woodbridge, New Jersey.

He graduated from The College of Insurance with a degree in Actuarial Science in 1980. Through the American College he earned his Chartered Life Underwriter (CLU) professional designation in 1981, his Chartered Financial Consultant (ChFC) professional designation in 1982, and his Master of Science in Financial Services (MSFS) degree in 1994. Additionally, he has been an AXA/Equitable Bronze Eagle, Summit, Circle of Excellence and Centurion producer, has attained AXA/Equitable's prestigious Hallmark IV and Distinguished Service Awards, is a member of AXA/Equitable Life’s Hall of Fame and a past President of the New York City Estate Planning Council.

In March 2007 Mike completed the Wharton School of Business Retirement Planning Program and was given the title of Retirement Planning Specialist by Equitable Advisors.

Mike has more than 40 years experience in the financial services industry. He joined Equitable in 1975 as a Management Trainee. He later was a Home Office Advanced Underwriting Consultant focusing on product design, competition and business and estate tax planning.



In 1981 he became an Agency Advanced Underwriter in Brooklyn, New York. In 1984, he helped to form KAP Planning, which grew into a respected and successful estate planning company designing strategies for numerous sophisticated insurance and estate planning situations.



Mike has been a speaker at industry seminars, including the National Law Foundation, NYC Estate Planning Council, NYU Law School and the NJ Society of CPAs. 

Mike lives in Warren, New Jersey, with his wife Cindy and has four daughters, Erica Robin, Julia and Sofia.

Securities offered through Equitable Advisors, LLC (NY,NY 212-314-4600), member FINRA/SIPC(Equitable Financial Advisors in MI & TN). Annuity and insurance products offered through Equitable Network, LLC and its insurance agency subsidiaries. Equitable Network, LLC does business in California as Equitable Network Insurance Agency of California, LLC, in Utah as Equitable Network Insurance Agency of Utah, LLC, and in Puerto Rico as Equitable Network of Puerto Rico, Inc. Equitable Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

California Insurance License #: 777275

The Retirement Planning Specialist title is awarded by Equitable Advisors, based upon the Financial Professional's (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and Equitable Advisors' affiliated life insurance carrier, coursework for the certificate was developed exclusively for Equitable Advisors FPs, and the title may be used only by FPs who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact us at atretirement@equitable.com. Complaints about an Equitable Advisors FP should be directed to customer.relations@equitable.com.

Securities offered through Equitable Advisors, LLC (NY,NY 212-314-4600), member FINRA/SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC registered investment advisor.

Annuity and insurance products offered through Equitable Network, LLC, which conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, and in PR as Equitable Network of Puerto Rico, Inc. Equitable Advisors and its affiliates do not provide tax or legal advice. Please consult your tax and legal advisors regarding your particular circumstances. Individuals may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

For more information about Equitable Advisors, LLC you may visit equitable.com/crs to review the firm’s Relationship Summary for Retail Investors and General Conflicts of Interest Disclosure. Equitable Advisors and Equitable Network are brand names for Equitable Advisors, LLC and Equitable Network, LLC, respectively.

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